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Life Insurance

Life insurance doesn’t need to be complicated.

Life insurance is protecting your family. Keeping them in the family home, your children at the school of your choice and your partner continuing to the live the life you built together. At its core, it’s protecting the ones you love and the choices you have made if you are no longer able to.

Life insurance is future proofing your family’s financial future. If you answer yes to either of the following questions, life insurance most likely is a good option for you and your family.

When taking out a life insurance policy you nominate a specific beneficiary or beneficiaries. These beneficiaries are paid a lump sum payment upon your death. Beneficiaries are usually your partner and/or children and with the correct financial advice you can structure your policy and estate for the most advantageous outcome for those beneficiaries.

At Ricarmo we can assist you with selecting the best policy and coverage to cover your family’s current and future financial needs. To determine the appropriate amount of coverage required for your life insurance policy consider the following:

Taking into consideration your current situation, your plans for the future and adding a little extra for the unexpected, can provide you with the appropriate amount of cover required.

Ricarmo Financial Group partner with Australia’s leading insurance providers. We can provide you a comprehensive assessment of your life insurance requirements and offer you a competitive quote. In most cases your life insurance premiums can be paid directly from your superannuation account, reducing the reliance on your current budget.

Contact a Ricarmo’s insurance specialist today and protect your family.

Ricarmo also offers income protection, total and permanent disability (TPD) and trauma insurance.